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Signature - Unsecured | Signature Equity | New Vehicles | Second Chance Vehicle Loans

Consolidation Loans

Signature - Unsecured Loans

Wouldn't if feel great to cut up those nagging bills & credit cards and have only one reasonable monthly payment to make?  We want to help you get your finances together . . . at your credit union.

Max. Loan - $5,000
Max. Term - 60 Mos / 5 Yrs

*Qualified applicants only.  Unsecured loan limits are based on length of credit history and employment.  APR = Annual Percentage Rate.

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Signature - Equity Loans

Looking for a Tax-Deductible Signature Loan?*
Are you a Homeowner?
If so, why not take advantage of UFCU's new unique Signature - Equity Loan -- that no hassle, tax-deductible loan you've been looking for?*

Max. Loan - $10,000
Max. Term - 60 Mos / 5 Yrs

Tax Deductible Interest*
No Appraisal or Appraisal Fees
No Title Insurance or Title Fees
No Minimum Equity Requirements or Loan-to-Value Calculations
No Requirements as to our Position on the Property
Only a One-Time $175 Processing Fee

*This loan will be secured by both your personal signature and your home.   For specific information on the tax consequences of this and all loans, please contact your tax advisor.
APR= Annual Percentage Rate.

 

12 mo. pmt. term: $86.79 per $1000 borrowed @ 7.55%APR (Payment varies depending on payment protection services chosen.) 

Or click here to apply online.

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Auto Loans                                          

 

 

NEW CARS & TRUCKS  at   FLEET PRICES

 

PROMO PURCHASE CAR LOAN RATES

NEW AND USED

110% Promotional Financing
Defer 1st Payment up to 3 Mos.
Max 72 Mos. Term (Amts. $10,000 & over)

Qualified applicants only.

Member may pick any combination of rate cut discounts up to a total  max.
1.00% off the Regular/Non-promotional A.P.R. based on loan term by

Signing up for any one or more of the following UFCU services; and/or

Cutting the loan term; and/or

Making a down payment as follows:

       Discount off Regular/Non-Promo Car Loan Rate for Designated Loan Term:                              

 

.50% - Qualify for Signature-Unsecured or Signature-Equity Bill Consolidation loan

                  (Payout Required)

.50% - Qualify for UFCU Checking Account-Premier Thrift/Premier Advantage

                  with Direct Deposit-Net Check or Completed Switch Kit to transfer funds

.50% - Qualify for UFCU VISA Premier Credit Card with Transfer Balance/No Cash

                  Advance Fee

.25% - Purchase any combo of UFCU Credit Disability payment protection or 
                   Mechanical Breakdown Protection plans

.25% - Automatic Transfer Payment from UFCU Regular Shares Account - Payroll

                  Deposit

.25% - Down Payment 10% - off A.P.R. for designated loan term

.50% - Down Payment 20% - off A.P.R. for designated loan term

.25% - Cut Term to 48 months - off 48 mos. A.P.R.

.50% - Cut Term to 24 months - off 24 mos. A.P.R.

 

Why Pay More For A Loan You Have Elsewhere... Refinance at Your Credit Union!

Cut Your Other Lender's Auto Loan Rate 1.00%*

 

Click here to apply online.

Promotional Terms + Conditions:

	Floor rate no less than 1.00% max discount below UFCU new/used car purchases promo
	rates based on term - to include 2-car financing discount.*
	2007 and current year cars will be considered "NEW" for purpose of determining floor rates.
	2006 and older year cars will be considered "USED."  Classic-custom cars and car sale cars
	are excluded from promotion.
	No term extension and no new cash out-refinance 100% of outstanding payoff loan balance/
	no bluebook calculated/no loan-to-value requirement.
	With term extension or new cash out-refinance of outstanding payoff loan balance (and new
	cashout, if applicable) must meet loan-to-value of 100% of high bluebook.
	Refi amount or percent financed does not include any combination of UFCU loan insurance
	product (credit disability/credit life/mechanical breakdown/G.A.P.)
	Applicant must provide copy of other lender's contract with loan rate and original loan term.
	Qualified applicants only.

 

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Second Chance Vehicle Loans

 

      AUTOLAND -  ENTERPRISE CAR SALES  -  NEW CARS, INC. 
THE REDBOOK   -  SALES MASTERS   -  COSTCO WHOLESALE  
GOUDY HONDA     

 

Contact United Financial Credit Union for more information.

 

 

 

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