protect your vehicle investment, not just its value

Are you financing or leasing your car, light truck, or SUV? Did you know that if it's totaled or stolen, YOU COULD FACE A FINANCIAL RISK that your auto insurance policy may not cover? Guaranteed Asset Protection (GAP) coverage protects you against this risk!

In the event of theft or total loss of your vehicle, most insurance companies only pay the Cash Value of the vehicle at the time of the loss. Your remaining loan balance could be much greater than the Cash Value of your vehicle creating a DEFICIENCY OF SEVERAL THOUSAND DOLLARS THAT YOU'RE LIABLE FOR! What is the "GAP" on your vehicle? You may be surprised at the answer!

GAP can be obtained at the same time you purchase or finance your vehicle.  This protection may cover the partial or total difference between your primary insurance settlement and the pay-off of your loan or lease. Some Restrictions Apply.

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The GAP Advantage: Satisfies your contractual loan or lease obligation.   Some Restrictions Apply. Protects your credit rating by paying off your loan or lease.  Some Restrictions Apply. Pays up to $1,000 of your primary insurance deductible on a loan or lease. Provides you with $1,000 toward the financing or lease of a replacement vehicle.

Contact United Financial Credit Union for more information.                     

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Important Disclosures Regarding the Program (1) This product is optional. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with us. (2) We will give you additional information before you are required to pay for the program.  This information will include your cost and a copy of the contract, containing the terms and conditions of the program. (3) There are eligibility requirements, conditions and exclusions that could prevent you from receiving benefits under the program. You should carefully read the contract for a full explanation of the terms and conditions of the program.