Calculators |Loan Fee Schedule | Applications
|
Effective: January 1, 2009 THROUGH January 31, 2009
All rates listed are APR (Annual Percentage Rate)
Note: Discount Options Available on Specific Loan Types**
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| VISA Credit Card |
Fixed
|
|
| Classic |
12.90%
|
10.90% Discount Rate Promotion
Extended thru 03/31/2008
Fixed A.P.R. on all purchases and balance transfers made during Promotion Period.
Terms & Conditions
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| Auto |
Max Term
|
Fixed Rates as low as
|
| New/Used - $10,000 + Over |
72 mos. |
5.55%/6.15%*
|
| New - $30,000 + Over |
84 mos. |
6.75%*
|
|
12 mo. pmt. term: $86.79 per $1000 borrowed @ 7.55%APR (Payment varies depending on payment protection services chosen.)
|
| *New/Used Auto Rate quoted without up to a 1% maximum Promotional discount. |
|
Click to see promotions
|
| **Discount Options Available |
Motorcycles, Motor Homes, Mobile Homes
Campers/Trailers, Boats |
Max Term
|
Fixed Rates as low as
|
| Harley Davidson Motorcycles |
72 mos.
|
8.25%*
|
| Other Motorcycles |
48 mos.
|
8.75%
|
| Motor Homes |
120 mos.
|
6.75%
|
| Mobile Homes |
120mos.
|
7.50%
|
| Campers/Trailers |
48 mos.
|
8.25%
|
| Boats |
60 mos.
|
6.00%
|
| Savings Secured Loan |
Max Term
|
Fixed Rates as low as
|
| Savings Secured |
120 mos.
|
Savings Rate + a
Margin Rate as Low as 3.35%
-Subject To Change-
|
| Certificate Secured |
120 mos.
|
Certificate Rate + a
Margin Rate as Low as 3.35%
-Subject To Change-
|
| Signature Loans/Signature - Home Equity |
Max Term
|
Fixed Rates as low as
|
| Signature Loan |
60 mos.
|
10.00%*
|
| Signature - Home Equity |
60 mos.
|
9.00%*
|
*Signature/Signature Equity Loan Rates quoted without
up to a 1% maximum Promotional discount.
**Discount Options Available |
| MAX TERMS/AMOUNTS: FOR SIGNATURE & SIGNATURE-EQUITY LOANS |
| Amts. to $1,999 |
36 mos.
|
|
| Amts. $2,000 to $3,499 |
48 mos.
|
|
| Amts. $3,500 to $10,000 |
60 mos.
|
|
| Real Estate |
Max Term
|
Fixed Rates as low as
|
| 1st Trust Deed - 75% LTV |
30 yrs. |
Please Call |
| 80% Loan To Value Available - Please Call for Loan Policy Guidelines |
| 2nd Trust Deed - 75% LTV |
15 yrs. |
Please Call |
| 80% Loan To Value Available - Please Call for Loan Policy Guidelines |
*For Specific Real Estate Product Rates and Other Options Please Call:
562-944-4842 ext. 404 or 412 |
 |
Consumer loan rates listed do not |
|
Please refer to Schedule of Fees for |
| |
include discounts. |
|
charges which may be imposed. |
|
All rates listed are A.P.R. |
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United Financial CU is an Equal |
| |
(Annual Percentage Rate) |
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Housing Lender and does business in |
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Rates subject to change without notice. |
|
accordance with the Federal Fair |
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Final Rates determined by individuals |
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Housing Law and the Equal Credit |
| |
credit profile. |
|
Opportunity Act. |
|
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Calculators |Loan Fee Schedule| Applications
|
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