Loan Rates

Calculators |Loan Fee Schedule | Applications

 Effective:  FEBRUARY 1, 2012 THROUGH FEBRUARY 29, 2012

 All rates listed are APR (Annual Percentage Rate)

 Note: Discount Options Available on Specific Loan Types**

VISA Credit Card

Fixed

 
Classic

12.90%

10.90% Discount Rate Promotion

Extended thru 09/2011

Fixed A.P.R. on all purchases and balance transfers made during Promotion Period.

Terms & Conditions

Auto

Term

Fixed Rates as low as

New/Used - $10,000 + Over 24-72 mos.

3.70%*

New          - $30,000 + Over 24-84 mos.

3.70%*

 12 mo. pmt. term: $86.79 per $1000 borrowed @ 7.55%APR (Payment varies depending on payment protection services chosen.)  Payment terms 30 years would necessitate additional disclosures***Please contact the credit union for additional information***

*New/Used Auto Rate quoted without up to a 1% maximum Promotional discount.  

Click to see promotions

**Discount Options Available    
Motorcycles, Motor Homes, Mobile Homes 
Campers/Trailers, Boats

Max Term

Fixed Rates as low as

Harley Davidson Motorcycles

72 mos.

  6.55%*

Other Motorcycles

48 mos.

6.80%

Motor Homes

120 mos.

5.20%

Mobile Homes

120mos.

6.55%

Campers/Trailers

48 mos.

6.80%

Boats

120 mos.

5.55%

Savings Secured Loan

Max Term

Fixed Rates as low as

Savings Secured

120 mos.

Savings Rate + a
Margin Rate as Low as 3.00%
-Subject To Change-

Certificate Secured

120 mos.

Certificate Rate + a
Margin Rate as Low as 3.00%
-Subject To Change-

Signature Loans/Signature - Home Equity

Max Term

Fixed Rates as low as

Signature Loan

60 mos.

9.20%*

Signature - Home Equity

60 mos.

8.20%*

*Signature/Signature Equity Loan Rates quoted without
up to a 1% maximum Promotional discount.
**Discount Options Available 
 
   
MAX TERMS/AMOUNTS: FOR SIGNATURE & SIGNATURE-EQUITY LOANS  
Amts. to $1,999

36 mos.

 
Amts. $2,000 to $3,499

48 mos.

 
Amts. $3,500 to $10,000

60 mos.

 
Real Estate

Max Term

Fixed Rates as low as

1st Trust Deed - 75% LTV 30 yrs. Please Call
80% Loan To Value Available - Please Call for Loan Policy Guidelines
2nd Trust Deed - 75% LTV 15 yrs. Please Call
80% Loan To Value Available - Please Call for Loan Policy Guidelines
*For Specific Real Estate Product Rates and Other Options Please Call:
562-944-4842 ext. 404 or 412
Consumer loan rates listed do not Please refer to Schedule of Fees for
  include discounts.    charges which may be imposed.
All rates listed are A.P.R. United Financial CU is an Equal
  (Annual Percentage Rate)   Housing Lender and does business in
Rates subject to change without notice.   accordance with the Federal Fair
Final Rates determined by individuals   Housing Law and the Equal Credit 
  credit profile.   Opportunity Act.

Calculators |Loan Fee ScheduleApplications

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