Calculators |Loan Fee Schedule | Applications
Effective: FEBRUARY 1, 2012 THROUGH FEBRUARY 29, 2012
All rates listed are APR (Annual Percentage Rate)
Note: Discount Options Available on Specific Loan Types** |
| VISA Credit Card |
Fixed |
|
| Classic |
12.90% |
10.90% Discount Rate Promotion
Extended thru 09/2011
Fixed A.P.R. on all purchases and balance transfers made during Promotion Period.
Terms & Conditions |
| Auto |
Term |
Fixed Rates as low as |
| New/Used - $10,000 + Over |
24-72 mos. |
3.70%* |
| New - $30,000 + Over |
24-84 mos. |
3.70%* |
12 mo. pmt. term: $86.79 per $1000 borrowed @ 7.55%APR (Payment varies depending on payment protection services chosen.) Payment terms 30 years would necessitate additional disclosures***Please contact the credit union for additional information*** |
| *New/Used Auto Rate quoted without up to a 1% maximum Promotional discount. |
 |
Click to see promotions |
| **Discount Options Available |
Motorcycles, Motor Homes, Mobile Homes
Campers/Trailers, Boats |
Max Term |
Fixed Rates as low as |
| Harley Davidson Motorcycles |
72 mos. |
6.55%* |
| Other Motorcycles |
48 mos. |
6.80% |
| Motor Homes |
120 mos. |
5.20% |
| Mobile Homes |
120mos. |
6.55% |
| Campers/Trailers |
48 mos. |
6.80% |
| Boats |
120 mos. |
5.55% |
| Savings Secured Loan |
Max Term |
Fixed Rates as low as |
| Savings Secured |
120 mos. |
Savings Rate + a
Margin Rate as Low as 3.00%
-Subject To Change- |
| Certificate Secured |
120 mos. |
Certificate Rate + a
Margin Rate as Low as 3.00%
-Subject To Change- |
| Signature Loans/Signature - Home Equity |
Max Term |
Fixed Rates as low as |
| Signature Loan |
60 mos. |
9.20%* |
| Signature - Home Equity |
60 mos. |
8.20%* |
*Signature/Signature Equity Loan Rates quoted without
up to a 1% maximum Promotional discount.
**Discount Options Available |
| MAX TERMS/AMOUNTS: FOR SIGNATURE & SIGNATURE-EQUITY LOANS |
| Amts. to $1,999 |
36 mos. |
|
| Amts. $2,000 to $3,499 |
48 mos. |
|
| Amts. $3,500 to $10,000 |
60 mos. |
|
| Real Estate |
Max Term |
Fixed Rates as low as |
| 1st Trust Deed - 75% LTV |
30 yrs. |
Please Call |
| 80% Loan To Value Available - Please Call for Loan Policy Guidelines |
| 2nd Trust Deed - 75% LTV |
15 yrs. |
Please Call |
| 80% Loan To Value Available - Please Call for Loan Policy Guidelines |
*For Specific Real Estate Product Rates and Other Options Please Call:
562-944-4842 ext. 404 or 412 |
 |
Consumer loan rates listed do not |
|
Please refer to Schedule of Fees for |
| |
include discounts. |
|
charges which may be imposed. |
|
All rates listed are A.P.R. |
|
United Financial CU is an Equal |
| |
(Annual Percentage Rate) |
|
Housing Lender and does business in |
|
Rates subject to change without notice. |
|
accordance with the Federal Fair |
|
Final Rates determined by individuals |
|
Housing Law and the Equal Credit |
| |
credit profile. |
|
Opportunity Act. |
|
Calculators |Loan Fee Schedule| Applications |
