Opt In - ATM Overdraft

If you decide to Opt In:

You DO want us to try to cover your ATM and everyday debit card transactions regardless of your account balance.

You are willing to incur the fees for this service. You�ll only incur the fees if we actually cover the overdraft for you. There�s no fee to opt in to the protection.

If we cover your overdraft, you may be saved the frustration and embarrassment of having your card declined.

Without your opt in to ATM Overdraft Service, your ATM and everyday debit card transactions may be declined if you attempt to make a transaction without sufficient funds.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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